Taxes are ... taxing

In the six years Paul and I have been married, I have always done our taxes online myself. No muss, no fuss. But I'm seriously considering going to a tax professional next spring to file my '08 taxes because it's going to be much more complicated than in previous years. Here's what we've got going on:

• Income from three employers across two states
• State income tax in S.C. but no state income tax in Tenn.
• Moving expenses (with receipts)
  
• Large donations to charitable organizations before we moved (with receipts)
• At least one 1099-Misc for my freelance editing work
• Write-off for use of home office
• Stock sale at a loss
  

The IRS estimates an individual's tax filing expenses around $48 -- but that includes both simple and complex filings, as well as the use of everything from tax software to a tax professional. In other words, it's a completely useless statistic. My $19.95 fee to use TaxACT the past six years obviously is nowhere close to the cost of using a professional tax preparer each year.

I've consulted H&R Block's tax preparation cost estimator -- it's really quite nice -- and selecting the criteria mentioned above, it estimates my cost for hiring a tax professional is $239.75. That's making me seriously consider whether to stick with the tax software. It might be a lot more effort on my part, but I have no doubt I could pull it off if needed ... and it would save me $220.

Can anyone weigh in either way about how they get their taxes prepared?